Are you Better or Worse off Under Obamacare? Why?

Posted by Chamber Grassroots on March 23rd at 11:14am

Since the 2010 passage of the Patient Protection and Affordable Care Act, has your family and business been affected by its implications? Vote below, and leave a comment to tell us how.

Are you Better or Worse off Under Obamacare?

Thanks for your thoughts and feedback! Your views and opinions help make our grassroots efforts stronger; giving us the guidance to most effectively fight for what you think is most important.

Tags: Health care

27 Comments

If people want the federal government to cover stuff, that cash has to come from someplace. That means taxes, and the tax required to cover people with preexisting conditions to get insurance under the Affordable Care Act will cost any person with insurance $63 per year. Get a short term loan to help pay for your healthcare costs.

By Susan Davis

April 25th at 12:20am in Are you Better or Worse off Under Obamacare? Why?

Why do the American people believe it's "Obamacare" or remain the way our healthcare is now? What happened to our ingenuity??? Don't people realize that with Obamacare we will ALL be paying premiums in the guise of taxes that will be much higher than they're paying now? Do they really believe this will be 'free'? I can't understand their 'blinders' way of thinking. What is equally disturbing is that the same mentality doesn't scream that these same people deciding their health care are EXEMPT!!!! It's sad that our country has become sheep and won't stand up against the most blatant form of out of control government rule. At the age of 63, this is the most frightening situation our country has faced. As much as I had hoped his 'change' was to our country's advantage I realize he and his cronies won't benefit us at all.

By Kate Gordon

April 13th at 9:51pm in Are you Better or Worse off Under Obamacare? Why?

Our health insurance has got worse and the price has been raised.

By Deedee Merritt

April 6th at 7:03pm in Are you Better or Worse off Under Obamacare? Why?

I currently have a torn rotator in my left shoulder and a torn A.C.L. in my right knee but can't afford to take off work to get either one fixed and if I could I can't afford the deductable on the insurance policy we have.

By kevin baker

April 1st at 11:20am in Are you Better or Worse off Under Obamacare? Why?

my husband and i are middle class and we are under his insurance program from his job and the premium rates and deductible are increasing greately.

By koni johnston

March 29th at 12:25pm in Are you Better or Worse off Under Obamacare? Why?

I am a small business owner and so is my husband. Due to some previous health issues, my husband is considered "uninsurable" and his only source of insurance is through the state of IL CHIP's program - an insurance program for unisurables. The good news is that he can get insurance; the bad news is it's more than $700/month. We feel blessed that we are able to afford this and that he has insurance. However, most people cannot afford this.
I know of many people who stay in their jobs simply because other family members would not have insurance if they left. Or they are scared of loosing their jobs and having their family members not be insured because of pre-existing conditions. Under the new law, pre-existing conditions will be covered.
I am disappointed that the Obama administration has done such a poor job of PR with this new law. People are split on it because they don't understand it and don't know what the benefits will be.
It's not perfect but it's better than what's going on now. The current health care system favors those with good insurance and those on Medicaid.

By Beth Murphy

March 27th at 9:19am in Are you Better or Worse off Under Obamacare? Why?

As a small business we have been watching the progress of the legislation. After reading as much as we could tolerate, we were faced with a dilemma. We had 72 employees. We lost about 12 to the economic downturn. We realized that we would be liable for health insurance for all our employees, or face a horrific "fine" if we did not provide health insurance. We cannot afford it now, we will not be able to afford it in 2014. We made a difficult decision to terminate 15 additional people in order to get down below the 50 employee threshhold for mandatory coverage. I suspect that one of the unitended consequences of this legislation will be an increase in unemployment as the enactment date of 2014 approaches. Perhaps late 2012 throught 2013 as small businesses begin to realize the actual cost of this piece of legislation, I believe that unemployment rate will increase as a result of the legislation. Problem being that the "pool" of citizens not covered by health insurance increases, the government will no doubt have to raise taxes to cover that pool. Lose/Lose proposition.

By Barney Rouse

March 26th at 1:31pm in Are you Better or Worse off Under Obamacare? Why?

Seventy percent of Americans report hearing mainly negative things about the law lately; just 19 percent say the buzz has been positive…

The Obama administration has long had difficulty convincing Americans of the benefits of the law In a January 2011 ABC/Post poll, for example more people expected the law to increase rather than decrease the deficit (62-29 percent), hurt rather than help the economy (54-39 percent) and cut rather than create jobs (46-38 percent).

While I am TOTALLY in favor of health care reform so many articles lately have indicated that it will be very expensive, as indicated above. What is your response to these allegations?

By Maria LaBarge

March 26th at 10:26am in Are you Better or Worse off Under Obamacare? Why?

I feel I am worse off because,personally my health care cost have increased without better coverage. I have higher co pays for everything. I also feel it is unconstituional for the goverment to force people of America to participate in anything they do not wish to participate in. WE THE PEOPLE are supposed to have the freedom of choice. We continue to lose more and more freedoms and I feel that is a very scary thing for the future of our country. We are not a socialist country and should not be doing things to move into that type of govenment. We are a democarcy with capitalism and needs to stay that way!!!!

By marlene allen

March 26th at 10:24am in Are you Better or Worse off Under Obamacare? Why?

The main reason I feel I am worse of with Obamacare is that it goes against what I as an American know how it goes against my constitutional rights. I am a free man who should not be forced to join anything that I do not believe in. If they want to fix health care put effort into improving the health of Americans. Flush the insurance industry, and make them get back to what they were designed to do in the first place, protect against a major health bill. All this minor stuff , and especially society being told there is a pill to fix any problem you have (at a cost) should be a social undertaking of the government. When I say social I mean for the good of all Americans. The Government should be looking at how to make this smaller and easier for the everyman. Not looking at how they can spend our future tax dollars( I say future because our current and near futeur taxes are going toward paying our debt).

By Tim Hamel

March 26th at 9:12am in Are you Better or Worse off Under Obamacare? Why?

I think I am better off under "ObamaCare" because we now have some semblance of consumer protections, which we didn't have before. Before, unless we were under the umbrella of a corporate plan, or were in Medicare or the VA plan, we were at the mercy of insurance corporation profiteers. Rolling back "ObamaCare" means rolling back hard fought for consumer protections.

The Affordable Health Care Act also means that many more people now have stability in their health care insurance, and now the country as a whole can now be stronger and healthier. From a public health viewpoint, having a large proportion of the population, especially poor people, uncovered/untreated medically only makes it easier for some contagious disease to take root and become a dangerous epidemic - think TB or SARS as recent examples which will not go away.

The AHCA isn't perfect, however, because right now it does nothing to control increasing medical costs. The American system is still the most expensive in the world for the bang it delivers. Until the cost factor is firmly addressed, we will will be the losers. I believe we'll have to move beyond a for-profit corporate sickness insurance model to really get traction in this regard. This is why the single-payer system has been promoted - it promises to cut administrative costs and the need to make a profit.

On the mandate to buy insurance - if you do not buy health insurance when you are healthy, and you expect others to pay your medical way when you are sick - you are a freeloader, in my book. With medical services so high, just about everybody would end up being a freeloader today. So, we need a way to fairly address that. Also, I believe the mandate will eventually be found constitutional, even by conservative justices. Remember, the mandate was recommended by the conservative Heritage foundation. That said, I wish we could be ingenious enough to find a better way than requiring everybody to buy a particular product from the private insurance industry. This whole issue needs to be revisited.

By Karl Preston

March 25th at 5:14pm in Are you Better or Worse off Under Obamacare? Why?

I like Obamacare especially becouse it takes care of the poor and the underprivIeged. I have seen too many low income patients walk THROUGH EMERGENCY ROOM DOORS, PARTIALLY TREATED , NEGLECTED AND WEARY. IF WE ARE AMERICANS THEN WHY CAN WE NOT HELP OUR COMRADES? WE CANNOT TURN A BLIND EYE TO THE NEEDY. I WILL BE HAPPY TO TO PAY A LITTLE MORE IF EVEN ONE AMERICAN LIFE CAN BE SAVED
THEN THERE ARE ADVANTAGES SUCH AS THOSE DESCRIBED BY VICE PRESIDENT BIDEN, AS FOLLOWS:

"Preventive services with no out-of-pocket costs, an end to women paying higher premiums just because they're women, protection from insurance company abuses, 33 million Americans gaining coverage ... and it extends the solvency of Medicare through 2024, while closing the "doughnut hole" in prescription-drug coverage and reducing costs for seniors".

WE ARE RICHEST COUNTRY IN THE WORLD. YES, WE CAN GET INSURANCE FOR ALL!!

By Nelofar Shafi

March 25th at 3:14pm in Are you Better or Worse off Under Obamacare? Why?

We would all like to get benefits like congress, benefits for life! When most middle class people retire we have MCR which doesnt cover everything and if we need more coverage we have to buy into. The media doesnt tell you everything that Obama care covers so dont rely on what you hear as a decision. Read up on it, its nice that kids are covered til age 26 cause no jobs coming out of college for most. Congress should have to buy ionto something out of retirement even though they can be in congree until death. There should be an age limit for them and then they need to find ocerage for themselves and family.

By Kimberly Fox

March 25th at 2:52pm in Are you Better or Worse off Under Obamacare? Why?

I demand the same healthcare as the US Congress and government employees. Also tort reform so medical law suits do not cause medical costs to be so high.

By Helen Steele

March 25th at 2:26pm in Are you Better or Worse off Under Obamacare? Why?

I'm really tired of paying for and supporting health care for the un- and under-insured. I'm also tired of insurance carriers walking off with the lion's share of health care costs! Obasmacare isn't perfect, but it's a start. Look at how other developed countries pay for health care. Compared to the USA, they all get more for less! There's a reason for that. Let's just do the right thing and move on.

By Michael Richards

March 25th at 1:45pm in Are you Better or Worse off Under Obamacare? Why?

I work with people with disabilities who use medicare and medical assistance. The sign of a great society is how they treat their most vulnerable citizens.While I am working in a relatively low paying job, I am proud to share the financial burden to ensure that ALL in the U.S. can continue to pursue life, liberty and happiness. Co-pays are an integral part of achieving balance and accountability in our health care system. Poor people may complain about the cost but the co-pays are just as important for them as they are for those who are more able to pay.

By Mike Urgo

March 25th at 9:04am in Are you Better or Worse off Under Obamacare? Why?

I'm disabled on Medicare and Medicaid. Until a couple years ago I could see a dentist, had full coverage for vision, and full coverage for doctor visits and medications.

Now I can't see a dentist, have to pay for my own glasses, and have co-pays for all doctor visits and all medications.

If this is ObamaCare, you can keep it.

By Wes Prang

March 25th at 8:01am in Are you Better or Worse off Under Obamacare? Why?

Both my wife and I have chronic conditions that require significant amounts of both drugs and therapy. We pay about $850.00 per month and I have medicare (my wife is not yet eligible). Our premiums have gone up somewhat (about equal to the cost of living) since I retired in 2005 but certainly not from "OBamaCare". There is nothing in "OBamaCare" that increases premiums! Many of the provisions have not yet been implemented! Any large increases in premiums are due to the greed of the healthcare insurance companies. As an excellent surgeon has said to me "medicine should NOT be a business!

By Luis Burris

March 24th at 11:16pm in Are you Better or Worse off Under Obamacare? Why?

My wife has had multiple surgeries and is due for another this year. She recently lost her job and she is on COBRA for the next 18 months. When it runs out, without the Healthcare Reform Act she most likely would not be able to get affordable insurance due to her age & pre existing conditions. If the act were repealed and this provision was dropped we would face a huge financial hardship. Its hard enough to pay as it is. Our Country is paying almost 18% of GDP for healthcare which is the highest in the world but barely rate in the top 20 countries for quality of care. The 1% that the Chamber appears to represent aren't affected and those without healthcare now seem to think its their constitutional right to go to an emergency clinic and have the rest of us pay for it. As we all need healthcare I think we should all pay for it. This doesn't mean I think the law is perfect but its the best start in decades. Lets work together to improve it.

By Carlos Landa

March 24th at 6:30pm in Are you Better or Worse off Under Obamacare? Why?

We are also self-employed. We thought it would be better if we were in a group to get a lower rate. Year after year, the premiums went UP. Last year with the new healthcare from President Obama,m we now can have our 3 adult children on OUR plan. It really saves them money. And also , we switched from a group to an individual plan and our costs went way down. to the other person who said they were self-employed....Look into another insurance company and get better options. It's not Obama who is causing the constant raising of your policy. (ours went up every year, after year, now it's DOWN) it's the INSURANCE COMPANY. That's what it's all about with the insurance companies....PROFIT. Obama is TRYING to make it easier for people who couldn't get insurance, now to be able to get it and also to prevent insurance companies from putting a cap on what they will spend for someone with a chronic condition or a childhood disease. Also pre-existing conditions are NOW not allowed as an excuse for insurance companies not to insure someone.
And, oh by the way, our Congress is on socialized medicine and so are senior citizens who use Medicare. Don't let the word socialism scare you. In reality, if you ever went to a PUBLIC school, called a policeman/fireman, you are already a socialist. These are PUBLIC programs. That's what Congress (Republicans) want to do with all our "PUBLIC" programs, they want them to be for-profit . Wait 'til you see when you have to "pay" for everything. Education, police, firefighters,prisons, post office, roads, no more social security, no more medicare. You think you pay a lot for health care now, wait until your a senior and they hand you a "voucher" for $5,000. It' cost us over $15,000. a year, and we are not yet retired. what do you think it will cost when your 70?

By alice Seufert

March 24th at 4:39pm in Are you Better or Worse off Under Obamacare? Why?

I am self employed and middle class economically. My health care costs have not risen with UHC but my children are now covered until they are age 26. If your health insurance has gone up you need to find another company! :-))

By gene maxwell

March 24th at 8:25am in Are you Better or Worse off Under Obamacare? Why?

If not for Obama "s health laws, my son , who is an ex- army ranger, would have no health insurance at all. He's a young man trying to get his education and still hold down three menial jobs to survive with. None have any benefits. If not for the new laws, I would not be able to have him under my health insurance . He's too proud to take much other help from me, although his mother and I try. The army left him with no skills and bad memories. Part his fault part theirs but I thank Mr. Obama every day for a chance to help my son.

By richard perry

March 24th at 6:41am in Are you Better or Worse off Under Obamacare? Why?

Before Obamacare was instututed there were on 5 people in the USA that usderstood the "As Is" health care system Obamacare was created to correct as the new "to Be" system, I argued that you couldnt go from"As IS" to "To Be" without fully underatnding and being able to measure how good the "As Is" was so could the measure (cost benefit) how good the "ro Be" Onamacare was.

To day there are less people who understand the merger of teh old with the new than before and people in medical care sinmply neither understanmd nor know what is the best way to proceed. A thousand pages of law followed up by ten's of thousands of pages of explanation tells me how cumbersome, incomplete and expensive the new systems is. Get rid of it and go back and start again without a political agenda with people who unbderstand the "as Is" and can measure its shortcomings and then design a measure that assesses anything new that is proposed and KISS not bureaucratic paperwork overload.

By dob Francisco Costello

March 24th at 5:03am in Are you Better or Worse off Under Obamacare? Why?

The Patient Protection and Affordable Care Act has already given us the peace of mind of knowing that our daughter will have health care even after she graduates from college. Once the Act starts working as intended, I'm confident that costs will go down. The health insurance companies and the pharmaceutical industry may not make the exorbitant profits that they did under the old system, but so what? Ordinary people will benefit from knowing that they have health care at a reasonable cost that can't be denied them by unscrupulous health insurance companies.

By Louis Schwartzkopf

March 23rd at 10:03pm in Are you Better or Worse off Under Obamacare? Why?

As a small business owner, i do appreciate the fact that the new healthcare law does add extra baggage, but in the overall picture of international trade it's different. Every country that the US has to compete with has nationalized health care. Can you imagine how much we could increase our competitiveness with Japan, Germany, and the other industrialized countries if the Big 3 did not have to be negotiating with unions all of the time over health benefits. Obamacare is actually a step in the right direction to make the US more competitive in the international market place.

By Bert Yost

March 23rd at 9:45pm in Are you Better or Worse off Under Obamacare? Why?

These policies are doing nothing for the normal middle class American worker. Gas prices climbing out of this world, drilling for oil on federal land down 11%. Wont approve the Keystone pipeline 200 plus jobs and lower oil prices. Lower prices on oil means more money that the American people have to spend elsewhere to keep our economy going. No budget in over 1000 days, because it is enevitable that taxes will have to be raised and its an election year. Whats happening to our country.

By michael adduci

March 23rd at 8:12pm in Are you Better or Worse off Under Obamacare? Why?

I am self employed and pay for my families health insurance and the coverage sucks because of such high deductibles. So it is basically an umbrella policy in case of catastrophe. Since Obamacare begin my premium has gone up $200 per quarter and I receive no additional benefits. Wake up people if you want to live in a socialist society why don't you move somewhere else and let the United states have its freedom.

By Daryl Fladhammer

March 23rd at 7:16pm in Are you Better or Worse off Under Obamacare? Why?

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